How to Get a Background Check on Yourself How to Get a Background Check on Yourself
How To    01/24/2020

How to Get a Background Check on Yourself

When you hear the phrase “background check,” you would probably imagine an employer using it to screen a potential employee.

You might also imagine a suspicious individual conducting a background check on their online date to verify their identity. But, have you ever considered getting a background check on yourself?

Chances are, probably not. After all, you know all there is to know about yourself. Why spend money on getting some search engine to tell you what you already know?

Why should you get a background check on yourself?

There are a number of reasons why it is a good practice to run a background check on your own identity. If you are in the process of applying for jobs, it is a good idea to see what your background check will look like if your potential employer conducts one on you.

That way, if there are any issues or discrepancies with the info represented, you can mitigate the issue instead of having to confront it blindly during an interview.

For example, if some of the legal information shown in your background check is outdated or inaccurate, you would be able to fix the errors before an interview or meeting.

This applies to other situations where someone may want to run a background check on you. Online dates, landlords, and people you are doing business with or anyone who is investing any amount of time or money into you may have the intention of doing one of these checks.

Do you ever wonder what they see when they run a background check on you? Making sure your background check comes out clean and accurate will go a long way for your reputation. Preemptively addressing issues is a lot easier than reacting to them later on.

How to get a background check on yourself

First off, you need to know what types of agencies employers or landlords are allowed to use to conduct a background check on you. Under the Fair Credit Reporting Act, they must use an agency listed under their Consumer Reporting Agency (CRA) registry. Here is a fairly updated list of the aforementioned CRAs.

These agencies meet certain privacy and data collection standards and help ensure some degree of information accuracy amongst these private companies. Make sure the agencies you request your information from, especially if you have to pay for it, are recognized as a CRA.

There are a number of services and companies to get a comprehensive background check done. Some of the services these companies offer are free while more sensitive information, such as financial info, will require some payment. Keep in mind that a lot of information on an individual is actually publicly available, such as criminal history.

Here are some of the most highly-reviewed companies:

1. CheckPeople

Check People is an accessible people searching service for more personal queries. Their search services offer basic information such as location, phone numbers, addresses, places of work. But, they also dig deep into a person’s online identity by scouring through possible social media profiles and possible relatives.

Check people is a popular consumer reporting agency choice for employers. It covers a lot of history that other companies don’t. Although it does require a subscription fee to do a background check, the breadth of information they provide you justifies the price point.

2. Been Verified

Over 70 million people in the U.S have a criminal record, which is approximately the same amount of people with college degrees. Are you a part of that 70 million, and what kind of information does that record even include?

You may even be able to access financial information such as property or business assets for an extra fee.

Other features they offer are reverse phone lookup searches, reverse address searches, and a comprehensive public records search tool.

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